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You’re allowed one copy from each bureau once a year.

I first looked to see if there were inaccuracies on my report.

One day, he walked into a neighborhood liquor store with a nylon mask over his head, brandishing a gun and demanding money.

When life throws us an unexpected curveball, sometimes we all need a little help.

I eventually made payment arrangements with my creditors and negotiated a settlement for those that were in collections, but the damage was already done. I was in the low 700s and my credit score was in the 550 range.In addition, it’s also important to make sure that the lender is reporting back positive payment history to all three major credit bureaus.This is crucial and an important stepping block in rebuilding your credit.When you’re applying for a loan, make sure the lender is pulling a soft inquiry.Credit Karma does a great job differentiating the differences between a soft and hard pull.